The Important of Knowing Your Risk Tolerance

Lauren reflects on her early days as a financial adviser, starting her career in September 2007 — just before the stock market peaked and quickly tumbled. Entering the industry during such a volatile period taught her invaluable lessons about understanding clients’ emotions and risk tolerance.

One story stands out: a client who had experienced significant losses and had grown distrustful of financial advisers. Despite being financially secure, the client’s strong aversion to risk shaped their investment needs. Lauren recognized that even when someone has wealth, their emotional comfort with risk matters just as much as their financial situation. By truly listening and aligning investment strategies with the client’s comfort level, she was able to help rebuild trust and offer a sense of security.

This experience shaped Lauren’s approach to financial advising: understanding that risk isn’t just about numbers — it’s about emotions. It’s about tailoring strategies to individual needs and fostering open, empathetic communication. For Lauren, being a successful adviser means prioritizing trust, listening carefully, and helping clients achieve both financial stability and emotional comfort.

The information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any securities. The views expressed herein are those of the author and do not necessarily reflect the views of the firm or its affiliates. Certain statements may contain forward-looking information that is subject to various risks and uncertainties. Actual results may differ materially from those discussed. Investing in securities involves risk, including loss of principal. Past performance is never a guarantee of future returns. Please consult with your professional, tax, or legal advisor before implementing any investment strategy. Investment advisory services are offered through Indivisible Partners, LLC, a federally registered investment advisor. Services are offered in jurisdictions where the firm and its advisors are registered.