The information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any securities. The views expressed herein are those of the author and do not necessarily reflect the views of the firm or its affiliates. Certain statements may contain forward-looking information that is subject to various risks and uncertainties. Actual results may differ materially from those discussed. Investing in securities involves risk, including loss of principal. Past performance is never a guarantee of future returns. Please consult with your professional, tax, or legal advisor before implementing any investment strategy. Investment advisory services are offered through Indivisible Partners, LLC, a federally registered investment advisor. Services are offered in jurisdictions where the firm and its advisors are registered.