Intentional strategy. Disciplined execution. Purposeful growth.
Investment Management
Your portfolio isn’t just a collection of holdings — it’s a reflection of your work, your legacy, and the life you intend to live. At Somerset Advisory, our investment management service is aimed at aligning your capital with your future goals. We partner with you to build portfolios that help support your goals, safeguard your future, and attempt to respond to change with confidence.
Why Investment Management Matters
In today’s evolving markets, it’s not enough to choose stocks and chase returns.We believe that investment management should be strategic, coordinated, and attentive to your broader financial goals. At Somerset, research and beauty intersect through planning, investing, and financial coaching.
For you, that means:
- Your portfolio should reflect your values, risk tolerance, and time horizon.
- Your investments should be coordinated with your tax strategy, estate plan, business interests, and liquidity needs.
- Your investment strategy must be adaptive, not static—ready for market shifts, life transitions, and new opportunities.
When executed well, investment management can shift the focus from reacting to advancing your vision with intention.
Our Investment Management Approach
Our CLARITIES process helps bring precision and structure to complex investment management.
Context & Purpose
We begin by understanding your financial ecosystem, your vision for the future, your priorities, and constraints. Investments don’t live in isolation — they live within your career, your business, your family, and your legacy.
Assessment & Architecture
Next, we analyze your current portfolio, liquidity needs, tax exposure, business or real estate holdings, and risk profile. We assess gaps, redundancies, and alignment. Then, we design an investment architecture tailored to your objectives.
Portfolio Construction & Oversight
With the architecture in place, we build your portfolio using thoughtfully selected managers and strategies. At Somerset, we are unapologetically active in our investment approach. We pursue opportunity, but stay grounded in discipline.
Implementation & Coordination
Strategy without execution is incomplete. We coordinate with your tax advisor, estate attorney, business advisor, and custodian. We aim to ensure your investment plan is integrated into your broader financial life.
Review & Adaptation
Your investment plan should change with evolving markets and goals. We maintain ongoing oversight—monitoring portfolios, liquidity, risk metrics, and new developments — so your strategy remains aligned with your life’s trajectory.
Take our CLARITIES Quiz to see if our process can help your finances thrive.
What’s Included in our Investment Management Services
- Custom portfolio construction aligned with your goals and time horizon
- Selection and monitoring of professional money managers
- Asset allocation strategies and liquidity planning
- Tactical adjustments and risk-control mechanisms
- Tax-aware investment coordination (with your tax team)
- Integration with estate, business succession, or philanthropic interests
- Transparent reporting, regular review meetings, and education
- Ongoing access to our team for alignment and questions
Why Clients Choose Somerset for Investment Management
- Holistic mindset: We don’t treat investments in a silo. Your portfolio is connected to everything else — taxes, business interests, real estate, legacy.
- Relational partnership: You’re not just an account. We build real relationships and strive for clarity, trust, and alignment.
- Active and disciplined: While many invest passively, we take a thoughtfully active stance — aiming to balance opportunities, risks, and long-term focus.
- Clarity of purpose: We translate complexity into actionable insight. We strive for you to always understand what you own, why you own it, and how it supports your goals.
Typical Client Scenarios We Support
- A business owner or executive transitioning to liquidity and needing a portfolio that supports diversification and legacy.
- A high-net-worth family with multigenerational interests seeking governance, coordination, and portfolio sophistication.
- A retiree or soon-to-be retiree shifting from accumulation to distribution and needing income, preservation, and flexibility.
- An investor with complex assets (real estate, concentrated stock, business interests) needing an integrated investment framework for diversification and risk control.
Investment Management Frequently Asked Questions
What differentiates your investment management from simply outsourcing to a fund?
We custom-design portfolios for your unique situation, coordinate investment strategy with your entire financial life, and maintain oversight — not just set-and-forget.
How often will we review the portfolio?
We meet at least triannually for formal reviews, and remain accessible for ad-hoc discussions. Major market events, personal changes, or business transitions often warrant additional check-ins.
How does the investment management fee work?
Our fees are transparent and based on a flat percentage of your assets under management. As a fee-only advisory practice, our goal is alignment, not product sales.
Do you take custody of assets?
No. We work through independent custodians, ensuring you always have access and control. We act as your advisor and manager, not your custodian.
Can you coordinate with my existing financial team?
We collaborate with your tax advisor, attorney, business counsel, and other professionals to help ensure your investment strategy is aligned and well-integrated.
If you or someone you know would like to participate in this study, please email
hello@somersetadvisory.com. We will publish our findings in mid-2024!
If you would like to schedule time to discuss your wealth journey, please email us at
hello@somersetadvisory.com or use this link to schedule a meeting directly. You may also call our office
at (205) 518-7494.
